There Ought'a Be A Law

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Two and a half blocks from my house, all around E. King St. and N. Lime there's a gunk of these places. They take a piece of the check as a charge for cashing them. Banks don't do that. In fact, most local banks are now offering free checking, and are paying interest on accounts even without minimum balances! So, who needs so many of these places?
Banks demand verifiable identification to open an account. These businesses demand a part of the value of the check.
Apparently there are a lot of people who find it less expensive to pay for check cashing than to pay for phony documentation.
So, why doesn't the state simply regulate these services the way they do banks and require that they require at least the same documentation a banks. If it's possible that some employer is making out pay checks to illegal immigrants, then these spots, working under my proposed revised regulations, will discover them pretty quickly, eh? Are you listening state legislators?